Who is your credit card blocked? Ka Wang recommended 13 card collections! Prevent sealing, quick lift!
Credit card quotas are not as high as possible, but many cardholders still prefer higher-value cards, on the one hand, the symbol of identity, and on the other hand, they can get more support from the bank when they need money. How can we maximize the credit limit under limited conditions?
1, multi-use card
If you use your credit card frequently and frequently, you can use it frequently in supermarkets, restaurants, and department stores. It is good for you to increase your credit limit. It is natural to show that you have a large demand for credit cards. If you can swipe your card to more than 60% of your credit limit every month, it will also be beneficial to increase your credit limit.
2. Provide comprehensive information when you apply for a card
Real estate licenses, driving licenses, etc. for the first credit card, it is very helpful to increase the amount, especially the real estate license. The credit limit for the cardholder is definitely a big plus, and it is married and has children. Bank approval is beneficial.
3, try not to use credit card cash withdrawal
Do not withdraw cash (only local cash withdrawal), if it is cash withdrawal abroad, there is no problem at all, often overseas consumption, cash withdrawal is also a plus item. If the current bill cannot be returned in full, it is recommended to apply for the installment. Otherwise, it will not only be a matter of interest, but also make the bank feel that your financial resources are beginning to be stretched.
4. Pay more attention to the official activities of the issuing bank.
Sometimes, the bank officially launches credit card swiping activities. Some activities can increase points, and some are good for the improvement of customer credit limit. Therefore, we must always pay attention to the official information of the issuing bank and pay more attention to credit card promotions.
5, credit card quota is not unlimited
It is difficult for the bank's ordinary credit card to raise the amount when the amount reaches 50,000 yuan. At this time, it is necessary to apply for a platinum card to enjoy a higher credit limit. There are also diamond cards and unlimited cards on the Platinum Card. However, these two cards are generally not available to the cardholders and require a bank invitation.
[Improve the amount of the method to be careful to take shortcuts and be deceived]
In the name of helping others to increase their credit card quotas, they often post on the Internet, falsely claiming that they have internal relations, and can increase the credit card overdraft limit. In fact, they defraud other people's credit card information and steal other people's money.
Under no circumstances should you disclose your credit card password, and try not to give your credit card to others easily, so as not to be deceived and cause your property to suffer unnecessary losses.
1. For the sake of safety, the single transaction is controlled within 3W, and the single-day transaction is controlled within 10W (10W or more is easy to be supervised)
2, do not brush thousands of integer transactions, such as brush 1W, you can brush into 9950 or 10150 (normal transactions rarely have exactly integers)
3, do not brush the corner of the transaction, such as brush 5000.12, 1W.5 (liquidation inconvenience)
4. Don't just swipe your credit card. Occasionally you should also use a debit card. The ratio of credit card to debit card is 4 to 1. The debit card has a credit limit of 100 or more. I believe you can afford this fee.
5, the same credit card should not be continuously swiped on the same machine for more than 2 months, 2 months to suspend, come back after two months to brush
6, the same credit card should not be brushed more than 2 times on the same machine within one day, between the two times need to be separated by 5 minutes, the same card credit card should not be brushed more than 3 times on the same machine within a week
7. When you swipe your card, you must verify whether the ID card holder is the card holder. Check the ticket number. If you need to sign the card, you need to sign the identity of the person to be swiped, verify the ID card and copy it, use the stolen card or copy the card. The consequences are very serious.
8, do not lose the card ticket, keep the small ticket, scan the bottom regularly, in case of emergency, check the order (low-key is blessing)
9, brushed over 500 yuan, less than 500 yuan, accumulated over 500 yuan to account
10, the credit card quota exceeds 1W, each time the credit card is controlled within 60%, do not brush on the same machine on the same day, in a few days or machine brush
11, business hours from 9 am to 8:30 pm, please do not swipe the card during the rest of the time (non-business hours are dangerous)
12. The machine must be handled by itself. You can not use other people's documents without the consent of others. Please actively cooperate with the company to check the order during use.
13. Please strictly abide by the above precautions. Otherwise, the user will be responsible for a series of things such as the failure of funds or compensation. If the crime is caused, the user will bear all relevant responsibilities.
Nanchang Sou Bamboo Network Technology Co., Ltd. , https://www.168bamboo.com